Micro Ticket Personal Loan (MTPL) is a small-value, short-tenure unsecured credit product designed to provide individuals with quick and convenient access to funds for urgent personal and household financial needs. By leveraging digital onboarding, automated credit assessment, alternative data analytics, and real-time decision-making, MTPL enables rapid loan approval and disbursement while maintaining prudent risk management practices.

The product aims to promote financial inclusion by serving salaried individuals, self-employed professionals, gig workers, and other underserved customer segments who may have limited access to traditional banking credit. Through a seamless digital experience, transparent pricing, and responsible lending principles, MTPL bridges short-term liquidity gaps while ensuring regulatory compliance and sustainable portfolio performance.